The Milo Sarmiento blog
Insurance and investing, explained simply.
Straight talk on life insurance, home coverage, critical illness, RRSPs, RESPs, and investments — written for families across Burnaby, Vancouver, and Metro Vancouver.
Life Insurance When You're Single With No Kids
Do you need life insurance if you're single with no kids? A Burnaby broker explains when it makes sense across Metro Vancouver.
Home Insurance in Vancouver: The Gaps to Know
Home insurance in Metro Vancouver often skips floods, quakes and sewer backup. See what a standard policy misses and how to fill it.
How the RESP Grant Works (and the Full CESG in BC)
A plain-English guide to how the RESP grant and CESG work, and how families in Burnaby and Metro Vancouver can claim the full amount.
RRSP vs TFSA: Where Should You Save First?
RRSP or TFSA first? A friendly guide for Burnaby families deciding where to save for retirement, a home, or their kids.
What Critical Illness Insurance Covers in BC
A plain-language guide to critical illness insurance for Burnaby and Metro Vancouver families, and why this coverage matters here in BC.
Mortgage Insurance vs Term Life in BC
Mortgage insurance vs a personal term policy in BC. A Burnaby broker explains the real differences so Vancouver families can choose with confidence.
Life Insurance for New Parents in Vancouver
Life insurance for new parents in Vancouver in 2026: how much term coverage you need, what CPP and RESP add, plus a free call with a Burnaby broker.
Term vs Whole Life Insurance for Young Families
Term vs whole life insurance for young families in Burnaby and Metro Vancouver: what fits your mortgage, kids, and budget in 2026.
How Much Life Insurance Do You Really Need in BC?
How much life insurance do you really need in 2026? A simple, no-jargon guide for Burnaby and Metro Vancouver families to find your number.