Life Insurance · New Westminster & Burnaby

Insurance that actually fits your life.

I'm Milo Sarmiento — a licensed insurance & investment advisor based in British Columbia. I help families protect what matters and build for the future, comparing Canada's top insurers and investment providers. No call centers, no pressure — just honest advice from someone who picks up the phone.

Fully licensed
Canada’s top providers
Same-day quotes

Contact me

Send me a message and I'll get back within one business day.

🔒 Your information is private and never sold. No obligation.
Comparing rates from
Sun LifeManulifeCanada LifeEmpire LifeiAEquitable LifeIntact
Meet your advisor

Protecting your family shouldn’t be complicated.

I’m Milo Sarmiento, a licensed insurance and investment advisor in New Westminster, BC, serving Burnaby and Metro Vancouver. I help individuals and families find the right coverage — and then explain it in plain language, so you always know what you’re holding.

The people who depend on you

Life and critical illness coverage sized to what your family would actually need — not a number pulled off a chart.

Your income

If illness or injury stops the paycheque, disability and critical illness cover keep the bills paid.

Your financial future

RRSP, TFSA, FHSA and RESP strategies so the long-term plan keeps moving while you’re protected.

Products

Insurance & investments, all in one place.

From protecting the people who depend on you to growing your savings for retirement and education — I help families across British Columbia put the right plans in place, explained simply.

Life Insurance

Term, whole, and universal life that keeps the people you love financially secure — explained in plain language.

Secure your family

Critical Illness

A tax-free lump sum if you're diagnosed with a covered condition — so you can focus on recovery, not the bills.

Learn more

RRSP

Grow your retirement savings tax-deferred. I'll help you contribute strategically and invest with confidence.

Plan retirement

RESP

Save for your child's education and capture government grants — up to $7,200 in free CESG money per child.

Start saving

Investments

TFSAs, FHSAs, segregated funds and personalized plans to help your money work harder for the future you want.

Grow your money
Milo Sarmiento, licensed insurance and investment advisor in New Westminster and Burnaby Licensed Advisor MS
Milo SarmientoInsurance & Investment Advisor
Why work with me

A broker works for you — not the insurance company.

Unlike a single-company agent, I'm independent. That means I compare the whole market and stand on your side — from the first quote to the day you file a claim.

I shop the whole market

One conversation compares 30+ carriers, so you never overpay for the same coverage.

Advice in plain English and Tagalog

No jargon, no fine-print surprises. I'm happy to explain everything in English or Tagalog so you understand exactly what you're getting and why.

A real person, every time

You get my direct line. When you call, you reach me — not a queue or a chatbot.

Your advocate at claim time

If something goes wrong, I'm in your corner — helping you navigate the claim and get paid fairly.

12+
Years in insurance
30+
Carriers compared
1,800+
Families & businesses
4.9★
Average client rating
How it works

Covered in three simple steps

No paperwork marathons. No pushy upsells. Just a clear path from "I need insurance" to "I'm protected."

Tell me your needs

Share a few details by phone or through the quote form. It takes about five minutes.

I compare the market

I shop dozens of carriers and bring you the best options — with the trade-offs explained.

You're protected

Pick your policy, sign digitally, and you're covered. I stay on call for changes and claims.

Client reviews

Rated 5.0 ★ on Google

★★★★★

“I highly recommend Milo, his knowledgeable, professional, and very helpful.He took the time to explain things clearly, answer all my questions, and made sure I understand my financial options. I truly appreciate his patience, guidance, and dedication in helping us on our financial decisions. Thank you for making the whole process smooth and stress-free.”

MJ
MJ M.Google review
★★★★★

“Independent insurance agent that puts your interests first. He took the time to meet with us in person and explain the ins and outs of the different life insurance options, and gave us good advice.”

MV
Mike v.S.Google review
★★★★★

“Milo feels more like a trusted advisor than insurance agent. Milo took the time to look at my policy needs and explained everything in plain English. I trust Milo and so should you. Thank you Milo for your continued service.”

MN
Michael N.Google review
★★★★★

“I had a great experience working with Milo! He is very knowledgeable, professional, and took the time to explain everything in detail in a way that was easy to understand. I really appreciated his clear guidance and how thoroughly he answered all my questions. The service was excellent, and I’m very satisfied with the overall experience. I would definitely recommend Milo Sarmiento Life Insurance and Investment to anyone looking for an insurance broker!”

SK
SkylarGoogle review
★★★★★

“Reliable and trustworthy. Goes above and beyond to help with life insurance needs. Provides quick and detailed answers. Thanks Milo! Cheers to 13 years and future years ahead.”

CD
Cecille D.Google review
Questions

Common questions, straight answers

Is the consultation really free?

Yes. The first consultation is free and comes with no obligation. We talk through who depends on you, what coverage you already have, and what you would actually need. If a policy makes sense, I bring you options from the market; if it doesn't, you leave with a clearer picture and owe nothing.

What is the difference between a broker and an insurance agent?

A single-company agent can only sell one insurer's products. As an independent broker, I compare more than 30 carriers in one conversation, so you see the trade-offs side by side and don't overpay for the same coverage. I also stay on your side after the sale, including at claim time.

Which areas do you serve?

My office is in New Westminster, BC, and I work with families across Metro Vancouver, including Burnaby, Vancouver, Coquitlam, Port Moody, Richmond, Surrey and North Vancouver. Getting started happens by phone or through the quote form, so you don't need to visit an office first.

Can I get advice in Tagalog?

Yes. I explain coverage and investment options in plain English or in Tagalog, whichever you prefer. The goal is that you understand exactly what you are buying and why, without jargon or fine-print surprises, and that family members can join the conversation in the language they are most comfortable with.

How long does it take to get started?

Sharing your details by phone or through the quote form takes about five minutes. I then compare the market and come back with options and their trade-offs explained. Once you choose a policy you can sign digitally, and I stay on call for changes and claims afterwards.

Let's find you better coverage today.

A free, no-obligation consultation — we'll find you better coverage. It only takes a few minutes.

Get in touch

Talk to a real broker.

Have a question or want to review your current policy? Reach out — I'm happy to take a look, no strings attached.

HoursMon–Fri 9am–6pm PST · Sat by appointment
Areas servedLife insurance, critical illness & investments across Metro Vancouver:
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