I'm Milo Sarmiento — a licensed insurance & investment advisor based in British Columbia. I help families protect what matters and build for the future, comparing Canada's top insurers and investment providers. No call centers, no pressure — just honest advice from someone who picks up the phone.
Tell me a little about you — I'll get back within one business day.
From protecting your home and family to growing your savings for retirement and education — I help families across British Columbia put the right plans in place, explained simply.
Protect your home, condo, or rental — property, contents, and liability — with coverage sized to what you actually own.
Get protectedTerm, whole, and universal life that keeps the people you love financially secure — explained in plain language.
Secure your familyA tax-free lump sum if you're diagnosed with a covered condition — so you can focus on recovery, not the bills.
Learn moreGrow your retirement savings tax-deferred. I'll help you contribute strategically and invest with confidence.
Plan retirementSave for your child's education and capture government grants — up to $7,200 in free CESG money per child.
Start savingSegregated funds, TFSAs, and personalized plans to help your money work harder for the future you want.
Grow your moneyUnlike a single-company agent, I'm independent. That means I compare the whole market and stand on your side — from the first quote to the day you file a claim.
One conversation compares 30+ carriers, so you never overpay for the same coverage.
No jargon, no fine-print surprises. I'm happy to explain everything in English or Tagalog so you understand exactly what you're getting and why.
You get my direct line. When you call, you reach me — not a queue or a chatbot.
If something goes wrong, I'm in your corner — helping you navigate the claim and get paid fairly.
No paperwork marathons. No pushy upsells. Just a clear path from "I need insurance" to "I'm protected."
Share a few details by phone or through the quote form. It takes about five minutes.
I shop dozens of carriers and bring you the best options — with the trade-offs explained.
Pick your policy, sign digitally, and you're covered. I stay on call for changes and claims.
"Milo found me better home and auto coverage and cut my premium by almost a third. He actually explained what I was paying for."
"As a small business owner I had no idea what I needed. Milo sorted out liability and commercial coverage in one call. Total pro."
"When we had a claim, Milo walked us through every step. Having someone in your corner makes all the difference."
Book a quick, no-obligation appointment and we'll find you better coverage. It only takes a few minutes.
Have a question or want to review your current policy? Reach out — I'm happy to take a look, no strings attached.